Protect today.
Plan for tomorrow.
Explore life insurance, Indexed Universal Life (IUL), and living benefits with clear educational resources from National Life Group. When you’re ready, Jin Hao can help you discuss your options.
Find the right place to start
Learn the fundamentals using resources published by National Life Group, then connect with us for a personalized conversation.
Life Insurance
Explore the differences between term and permanent life insurance, including coverage goals, beneficiaries, and policy features.
Learn at National Life GroupIndexed Universal Life (IUL)
IUL provides life insurance protection with potential policy cash-value growth based in part on an index-crediting strategy, subject to policy terms.
Understand IUL at National Life GroupLiving Benefits
Some policies may provide access to a portion of the death benefit after a qualifying illness or other covered event, subject to eligibility and policy conditions.
Explore Living BenefitsLife insurance with flexibility
Indexed Universal Life is permanent life insurance with flexible premiums and a death benefit, plus the potential to accumulate policy cash value through index-linked crediting options.
Important to know: IUL is not a direct investment in a stock-market index. Caps, participation rates, policy charges, loans, and other provisions can affect results. A 0% index-crediting floor does not mean the overall policy value cannot decrease.
Compare life insurance typesStart with the numbers
Use educational tools to frame your questions, then ask for an individualized policy illustration when you want to explore IUL in detail.
Life Insurance Needs Calculator
National Life Group publishes a financial calculators page with a life insurance needs tool. This helps explore coverage needs; it is not an IUL cash-value projection.
Open NLG CalculatorsPersonalized IUL Illustration
I could not verify a public, consumer-facing IUL illustration calculator on National Life Group’s website. Request a personalized illustration through Jin Hao instead, using applicable insurer-approved tools.
Request an IUL IllustrationA simple, personal process
Share your priorities
Tell us about your goals and questions—without submitting sensitive medical details online.
Review your options
Discuss appropriate coverage types, trade-offs, costs, and available insurer materials.
Decide with confidence
Request official illustrations and disclosures before making any purchasing decision.
Your future deserves a thoughtful conversation.
Have questions about life insurance, IUL, or living benefits? Contact Jin Hao to discuss next steps.